Showing posts with label life insurance. Show all posts
Showing posts with label life insurance. Show all posts

Alex Kirst, a drummer was killed in a hit-and-run accident

Alex Kirst who was a drummer for the '80s/'90s glam rock band The Nymphs and later became a member of Iggy Pop's band after The Nymphs broke up, was killed in a hit-and-run accident in the desert outside Cathedral City, CA, reports the AP. He was 47 years old.

The local police tell the Palm Springs Desert Sun that the vehicle is a white 2000-06 Chevy Tahoe or GMC Yukon with damage to the passenger-side front hood, bumper, headlight and grill. The car struck Kirst the night of Thursday, Jan. 13. Someone spotted him lying on the side of the road and called the police, thinking the man was drunk.

"We have no evidence of any braking," Sgt. Paul Herrera tells the Desert Sun. "made no attempt to stop and fled the scene." 

So sad. My condolence to his friends and family.

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DON'T MISS

How Long Do You Plan To Be Dead?

I figured I could get away with that headline in the weeks before Halloween, but if you have a family that depends on your income, I'll ask again...
How long do you plan to be dead? That was the headline for an ad that my business teacher (and part-time life insurance salesman) actually ran in my high school newspaper.
Personal experience, in the form of multiple heart attacks with my father, made it a concern for my entire family while still a teenager. He hung in there for nearly thirty years, but he was always literally a heartbeat away from the pearly gates.

People don't like to talk about it; even think about it, but if you have responsibilities like a family, you simply have to deal with it. You can get an idea of what the costs and benefits are without actually making an appointment with an agent online through companies like Lifeinsure.com.

Term insurance? Permanent Whole Life? It depends on you and your family's needs. Term is affordable for almost every American. Permanent life insurance can make sure your expenses are covered even after the much-needed income replacement while you have dependants living at home.

You can get access to life insurance rates and even custom quotes, anonymously without giving any personal data unless you wish to actually purchase insurance. You don't have to give your name or e-mail just to get the basic information, dreading the phone call from an agent. If you request an agent, you can be fully informed when he or she makes the call. www.lifeinsure.com is licensed in most states.

Donnie Wahlberg urges Americans to ensure their financial plans have "The Right Stuff"

This September, singer, actor and producer Donnie Wahlberg will urge millions of Americans to make sure their financial plans have the "right stuff." When he's not touring the country with the reunited New Kids on the Block, Wahlberg will serve as the front man for national Life Insurance Awareness Month (LIAM), sharing his personal story to encourage Americans to examine their need for life insurance.

Wahlberg understands the difference life insurance can make when tragedy happens. His sister, Debbie, died at the age of 44 with a 16-year-old son and no life insurance. Fortunately, Wahlberg's nephew was taken care of thanks to a strong, extended family support system and famous uncles with the wherewithal to meet his needs. But many families would not be so fortunate. Wahlberg understands that without life insurance, many families leave themselves open to serious financial hardship.

"My sister was taken away from us too soon. She was a young woman who
had her whole life ahead of her, but like so many people, she didn't think about the 'what ifs,'" says Wahlberg. "With an upcoming album and tour, as well as a new movie, it may seem like I don't have a worry in the world, but I realize it could all be over tomorrow. When it was time for me to sit down with my advisor and set up my own financial plan, life insurance was a no-brainer. If something were to happen to me, I want to know that my loved ones will be taken care of financially. Life insurance guarantees that."

During September, Wahlberg plans to share his story through public appearances and interviews with newspapers, magazines and radio and television stations around the country. A video message from Wahlberg can be seen on LIFE's website at www.lifehappens.org during the campaign.

"Donnie understands first-hand how not owning life insurance can leave loved ones financially vulnerable in the event of a tragedy, but just as important, the peace of mind it provides to those who've purchased it," says Marvin H. Feldman, CLU, ChFC, RFC, president and CEO of the LIFE Foundation. "The vast majority of Americans understand the need for life insurance, yet a startling 68 million adult Americans have no coverage at all. We are hopeful that Donnie's involvement this September will motivate Americans to take a short break from their busy lives to determine if they're among the millions who lack adequate life insurance protection."

Throughout Life Insurance Awareness Month, a wealth of information about life insurance will be available for consumers from the LIFE
Foundation and more than 100 insurance companies and other industry groups supporting the campaign.

For consumers interested in evaluating their life insurance needs, LIFE suggests taking it "step by step" and offers the following three tips to get you started:

1. Determine if you need life insurance - If someone would suffer financially when you die, you need life insurance. For most adult Americans, that is the case.

2. Evaluate how much life insurance you need - Ask yourself, how much money your loved ones would need in your absence to maintain their standard of living and fund future plans? The difference between that amount and your existing income and assets offers a good guide for how much life insurance you need. For a quick estimate of your needs, check out the interactive insurance needs calculator on LIFE's website at www.lifehappens.org/howmuch.

3. Get professional help - The process may seem simple enough, but calculating your needs can get complicated and this is one math assignment you don't want to get wrong. For a comprehensive needs analysis, meet with a qualified insurance professional. You can also look into your coverage options at work. Many employers provide their employees with life insurance or give them the opportunity to buy or increase coverage at favorable rates. To find an agent in your area, visit LIFE's agent search engine at www.lifehappens.org/agentlocator.